At ImpartialAnnuity.com, we are committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website. Please read this policy carefully. If you do not agree with the terms of this policy, please do not access the site.
1. Who We Are
ImpartialAnnuity.com is an independent financial information and comparison website based in the United Kingdom. We are the data controller responsible for your personal data. You can contact us at: Contact Us.
2. Information We Collect
We may collect the following types of personal data when you use our website:
- Identity data: your name, if you voluntarily submit it via our contact form.
- Contact data: your email address and telephone number if you choose to contact us.
- Technical data: IP address, browser type and version, time zone, browser plug-in types and versions, operating system, and platform.
- Usage data: information about how you use our website, including pages viewed, links clicked, and time spent on each page.
- Cookie data: data collected by cookies and similar tracking technologies as described in our Cookie Policy below.
We do not collect any special categories of personal data (such as health data, financial account details, or data about racial or ethnic origin) directly through this website.
3. How We Collect Your Data
We collect data through:
- Direct interactions – when you complete a contact form or email us.
- Automated technologies – cookies, server logs, and similar technologies that operate when you browse our site.
- Third parties – analytics providers such as Google Analytics that aggregate browsing data.
4. How We Use Your Data
We use the data we collect for the following purposes:
- To operate and improve our website and its content.
- To respond to enquiries submitted via our contact form.
- To measure website traffic and analyse how visitors use our site (via analytics tools).
- To comply with legal obligations.
- To protect the security of our website and detect fraudulent activity.
We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason that is compatible with the original purpose.
5. Legal Basis for Processing
Under the UK GDPR, we rely on the following legal bases to process your personal data:
- Legitimate interests: to operate and maintain our website and deliver the information services you request.
- Consent: where you have given us your explicit consent to process your data (e.g., by accepting non-essential cookies).
- Legal obligation: where processing is necessary to comply with a legal or regulatory requirement.
6. Cookies
Our website uses cookies to distinguish you from other users and to enhance your experience. Cookies are small text files placed on your device. We use the following types of cookies:
- Strictly necessary cookies: required for the website to function. You cannot opt out of these.
- Analytical/performance cookies: allow us to count visits and measure traffic so we can improve our site. All data is aggregated and anonymous.
- Functionality cookies: used to recognise you when you return and personalise content.
You can set your browser to refuse all or some cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly.
7. Third-Party Links and Services
Our website contains links to third-party websites, including financial product providers. When you click those links, you will leave ImpartialAnnuity.com. We have no control over, and accept no responsibility for, the content, privacy policies, or practices of any third-party sites. We encourage you to read the privacy policy of every website you visit.
ImpartialAnnuity.com may receive a referral commission when you follow a link to a third-party product or service. This commercial arrangement does not influence editorial independence.
8. Data Retention
We will retain your personal data only for as long as is necessary to fulfil the purposes for which it was collected, including satisfying legal, accounting, or reporting requirements. Enquiry data submitted via our contact form is retained for a maximum of 12 months.
9. Your Rights
Under UK data protection law, you have the right to:
- Request access to your personal data.
- Request correction of inaccurate or incomplete data.
- Request erasure of your personal data in certain circumstances.
- Object to processing of your data where we rely on legitimate interests.
- Request restriction of processing in certain circumstances.
- Request data portability in certain circumstances.
- Withdraw consent at any time where we rely on consent as the legal basis for processing.
To exercise any of these rights, please contact us via our Contact page. We aim to respond to all legitimate requests within one calendar month.
You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at www.ico.org.uk if you believe your data protection rights have been infringed.
10. Security
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorised way. We limit access to your personal data to those with a genuine business need. Any third parties processing your data on our behalf are subject to strict data processing agreements.
11. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated date shown at the top. We encourage you to review this policy periodically.
12. Contact
If you have any questions about this Privacy Policy, please contact us using the details on our Contact page.