Please read these Terms and Conditions carefully before using the ImpartialAnnuity.com website. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website.
1. About This Website
ImpartialAnnuity.com is an independent financial information and comparison website. We provide general information about fixed term annuities, pension income options, and related financial topics. We do not provide regulated financial advice. ImpartialAnnuity.com is not authorised or regulated by the Financial Conduct Authority (FCA).
This website contains advertorial content, meaning some or all of the content on this site has been produced as paid promotion on behalf of a third-party financial services provider. This is disclosed clearly at the top of each page.
2. Information Only – Not Financial Advice
All content published on ImpartialAnnuity.com is for general informational and educational purposes only. Nothing on this website constitutes:
- Regulated financial advice within the meaning of the Financial Services and Markets Act 2000.
- A recommendation to purchase, sell, or hold any financial product.
- A personal recommendation tailored to your individual financial circumstances.
Annuity rates, income projections, and calculator outputs displayed on or linked from this site are illustrative only and are subject to change. You should always consult a qualified, FCA-authorised independent financial adviser before making any pension or annuity decision.
3. Accuracy of Information
While we take reasonable steps to ensure that the information on this website is accurate and up to date, we make no warranties or representations, express or implied, as to the completeness, accuracy, reliability, suitability, or availability of the website or the information contained on it. Any reliance you place on such information is strictly at your own risk.
Financial products, rates, terms, and eligibility criteria can change at any time. Always verify current rates and terms directly with the product provider before making any financial decisions.
4. Affiliate and Commercial Relationships
ImpartialAnnuity.com may receive a referral fee, commission, or other remuneration when you click on links to third-party financial services providers and/or complete an application or purchase. This commercial arrangement does not affect the content of the information we provide, but you should be aware of this relationship when evaluating our content.
Links marked as external or leading to third-party websites are provided for convenience only. ImpartialAnnuity.com has no control over, and accepts no responsibility for, the content, products, services, or privacy practices of linked third-party websites.
5. Intellectual Property
All content on this website – including text, graphics, logos, icons, images, and the compilation thereof – is the property of ImpartialAnnuity.com or its content suppliers and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from this website without our prior written consent.
You may view, download, and print pages from the website for your own personal, non-commercial use only.
6. User Conduct
You agree not to use this website:
- In any way that violates applicable local, national, or international law or regulation.
- To transmit any unsolicited or unauthorised advertising or promotional material.
- To knowingly transmit any data or material that contains viruses, trojan horses, worms, or other malicious code.
- To attempt to gain unauthorised access to any part of our website or its related systems.
7. Limitation of Liability
To the fullest extent permitted by law, ImpartialAnnuity.com excludes all liability for:
- Any loss or damage (whether direct, indirect, incidental, or consequential) arising from your use of or reliance on any information on this website.
- Any financial loss arising from decisions made based on information published on this website.
- Any loss or damage caused by viruses, distributed denial-of-service attacks, or other technically harmful material that may infect your computer equipment as a result of your use of this website.
Nothing in these terms shall limit or exclude our liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation.
8. Third-Party Links
Our website may contain links to external sites that are not operated by us. We have no control over the content and nature of those sites and the inclusion of any links does not imply a recommendation or endorsement of the views expressed within them. Once you leave our website, we cannot be responsible for the protection and privacy of any information which you provide on other websites.
9. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
10. Changes to These Terms
We reserve the right to amend these Terms and Conditions at any time. Changes will be posted on this page with the updated date shown above. Your continued use of the website after any changes constitutes your acceptance of the revised terms.
11. Contact Us
If you have any questions about these Terms and Conditions, please contact us via our Contact page.